Employee Benefits

The Town of Nantucket offers a comprehensive benefits package to full-time employees serving our community.  To be eligible for benefits, an employee must be employed in a position classified as regular and work a minimum of 20 hours per week for 52 weeks per year. 

Benefits Summary

• Health Insurance: (90% paid by the Town, 10% by the employee)
  1. BCBS Blue Care Elect (PPO)
  2. BCBS Network Blue New England
• Altus Dental:(no employer contribution)
  1. Altus Dental Low Plan
  2. Altus Dental High Plan
• Flexible Spending Account: (no employer contribution)
  1. Full-time employees may elect to participate in the Town’s FSA offered by TASC. 
• Basic Life Insurance: (50% employer contribution)
  1. Boston Mutual's basic life coverage of $5,000; rates are based upon age at time of enrollment. 50% of the monthly premium is paid by the Town. Basic life must be elected to be eligible for Voluntary/Optional life.
• Voluntary/Optional Life Insurance: (no employer contribution)
  1. Boston Mutual Voluntary/Optional life coverage of up to $500,000; rates are based upon age at time of enrollment.
• Permanent Life Insurance: (no employer contribution)
  1. Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
• Group Critical Illness Insurance: (no employer contribution)
  1. Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
• Cancer Expense Insurance: (no employer contribution)
  1. Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
• Disability Insurance: (no employer contribution)
  1. Can be elected through our agents: Life Plus Insurance and Colonial Life. Rates vary.
• Barnstable County Retirement Association: (no employer contribution)
  1. As a full-time employee of the Town of Nantucket, you contribute to a defined benefit plan through Barnstable County. Contribution rates vary.
• 457 Deferred Compensation: (no employer contribution)
  1. Full-time employees also have the option to contribute to a 457-deferred compensation plan with Nationwide and/or Great West (Smart Plan). 

 Documents Library 

• ACCESS TO ALTUS DENTAL website

• ACCESS TO Blue Cross Blue Shield of Massachusetts website

• ACCESS TO TASC website